WHAT IS CHAPTER 7 BANKRUPTCY?
WHAT IS CHAPTER 11 BANKRUPTCY?
WHAT IS CHAPTER 13 BANKRUPTCY?
At the Law Office of Thomas McNulty and Associates P.C., we dedicate ourselves every day to helping our clients obtain relief from their debts in order to move on with their lives. We are committed to doing everything we can to help you get out from under your financial burdens so you can make a fresh start.
The first time we meet with you, we will take the time to get to know you. We want to learn the details of your financial concerns so we can make a sound recommendation for a solution. We do a lot more than just bankruptcy, we provide a full line of services to help you eliminate your debt, simplify your loan payments and clear up your credit.
Our attorneys have over 30 years of combined experience in bankruptcy law and we want to put our experience to work for you. We spent several years working for large banks and other creditors collecting delinquent debts. We have a complete understanding of their internal policies and their debt negotiation guidelines. Our experience puts us in a unique position to help you resolve your financial issues.
We are proud of the personalized service we provide to every client. We know that bankruptcy might not be for everyone so we build a customized solution each time that fits the unique demands of your situation. Every aspect of your case is handled by your attorney so you know that everything is being done promptly, professionally and correctly.
Despite recent changes in the bankruptcy laws, bankruptcy is still a viable option for many individuals and businesses seeking debt relief. If you are subject to aggressive collection agency action, facing foreclosure or otherwise overwhelmed with debt, you may be a candidate for bankruptcy filing. Because the consequences of bankruptcy can be far-reaching, it is important for you to have all the facts before you decide to file.
The Law Office can help you evaluate your financial situation and determine whether any of the three primary types of bankruptcy – Chapter 7, Chapter 11 or Chapter 13 – is appropriate.
We specialize in the following:
When you have to choose between paying the heating bill and buying groceries, Chapter 7 might give you relief. If you qualify, this form of bankruptcy lets you liquidate certain assets and discharge all of your unsecured debts.
Businesses struggling with debt can also get relief through bankruptcy. You may be able to liquidate part of your company or reorganize your debt into a payment plan you can afford. Bankruptcy could help you keep your business.