Dealing with an Uninsured Driver Accident

When signing up for auto insurance, you may wonder if it is necessary to sign up for uninsured driver coverage. After all, what are the odds that you will have an accident caused by the negligence of an uninsured driver? While the odds may be in your favor of never having to face this, it does happen more often than most people suspect. Therefore, it is important to know what your insurance coverage is and what to do in the event of a crash with a non-insured driver. Three simple steps will allow you to take control of the situation and get the repair or replacement for your vehicle.

1. Report the accident to the police.

When dealing with the aftermath of an accident and finding out that the at-fault driver has no insurance, you will likely feel overwhelmed. It is important to contact the police after any accident, but especially under these circumstances. It can help your case greatly to have an official police report documenting what happened so that you can provide it to your insurance company. A police report is also invaluable if there are any claims about medical conditions brought up at a later date.

2. Call your insurance company.

Now that you have an official police report, it is time to contact your insurance company. Report the accident to them to get a claim started and find out what type of coverage you have in place. Uninsured motorist coverage can help tremendously in this situation and allow you to get your vehicle repaired or replaced in a timely manner.

3. Hire a car accident attorney.

You should not have to deal with an uninsured driver and insurance company on your own. Contacting a car accident lawyer, like a car accident lawyer in Green Bay, WI, should be high on your list of priorities after the accident. He or she can help you determine what your options are and what the best steps are proceeding in the case. Your legal team can fight for you so that you receive the maximum compensation from your insurance company that is available to you.

“Frustrating” is only one word to describe dealing with an uninsured motorist accident. If you find yourself in this situation and unsure of what to do, remember these three simple steps to getting the compensation that is due to you. Finding the right car accident attorney can be a lifesaver when dealing with these cases and help you get back on the road in as little time as possible.

Thanks to Hickey & Turim Attorneys at Law for their insight into dealing with an uninsured driver after an accident. 

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